一百四十九节 咱们去抢吧(1 / 2)

曲尽星河 鼎鼎当当 0 字 2021-12-12

    魏博。

    初五过后开市,不少被掌柜安排来三分堂关注银钱走向的伙计,陡然就露出震骇的表情,接着就向自家商行狂奔。

    事实上,有背-景的商人都已经知道三分堂会被清算,但也知道上层还在交锋,却没想到会来这么快。朱汶汶在她们家掌事厅坐着,目光沉峻,面前只是供她决策的小圈子,并没有扩大化,便是这几个人,也处在慌乱之中,三分堂若清算,这天地会变成什么样?而清算,又是何意?三分堂要将所有帐务一一兑现,收回所有借贷,一旦借贷的人无力偿还,官府扣押资产,出钱抵还三分堂用作清算……若金银数量巨大的人家,放到家里不安全,可以出保管费,交由朝廷保管。

    朱汶汶先一步与李益生师爷谈过。

    她不知道朝廷这么做的用意是什么,总觉得这是东夏想要的,想清清楚楚问他,却知道他也不知道,只是问他的看法一二。李益生却是毫无主张,这种事情想都难以想象,一旦到来,谁知道怎么反应?当机立断,赶紧去三分堂兑现所有银票?但给出的印象是三分堂坏账不多,能够做到清算,或者是认为可以清算的人,认为三分堂可以清算。

    这个小圈子里,袁尚凯最先清醒过来。

    他是处理过国家财政的,足以反应,告诉说:“东家。按常理说,足够实力的商人应该广开钱庄,吸纳进从三分堂流出的资金,但是……没有人能做到三分堂那样,没有人会敢像三分堂那样,不要火耗和保管费呀。即便有一家两家仿三分堂的做派大肆吸进,但也难以改变整个钱业。所以我的看法是,金银钱全要贬值。”钱贬值是次要的,朱氏曾为三分堂花钱,明面上,那是三厘的借贷,数量无比巨大,前一段时间,趁着银钱比价,朱氏流入三分堂一些白银,等于偿还了大部分,但便是小部分,也是数额巨大,一旦清算,如何在一时三刻给他们凑齐?

    朱汶汶知道袁尚凯的意思。

    也许开钱庄不是好办法,但第一时间开钱庄,吸进来的金银可以拿来抵还债务,免得官府出面扣押资产。

    朱汶汶陷入沉思。

    而其它几个人则陷入恐慌。

    他们知道朱氏与三分堂的借贷关系呀,这么大一笔钱,都在资产上占用着,谁能说还就还呢?

    朱汶汶寄希望于狄阿田抽掉借贷依据,给她免掉一部分,或者全部免掉,因为东夏那边接手不少产业,一旦产业被收走,东夏那边也有大的损害,但她拿不准,如果不是狄阿田主动清算的呢,如果是朝廷那边收买的有三分堂的核心人物呢,或者说,三分堂想为清算的结果负责呢?

    朱汶汶想了一会儿说:“清算之际,必有恐慌心理,而银钱运送需要时日,三分堂和官府自然优先清算大笔……普通人的银票兑不出来,银票就会大跌,你们在市面上收购三分堂的银票吧,也许三分堂自己人也会这么干,在这么干,收吧,收了之后,一部分抵还,一部分兑现金银,兑换出来的金银,再用来收够银票,等抵还清债务之后,收购布帛和粮食,大肆屯仓。”

    她挟裹一股气势,猛地站起来说:“这是一场大战,一旦打赢,我们身上便无半分的债务,会成为真正的备州大商,趁别人没反应过来,给各地分号发令,鸟飞烂翅膀,马跑死,也要占住先机。”

    陈天一也连忙起身,问:“娘。那要是三分堂坏账多,兑着兑着,他们兑不出金银了呢?”

    朱心文大掌柜笑着说:“那和我们有什么关系?”

    见陈天一不理解,他说:“兑换清算,谁大户谁占先,没有不先清算大户,先发还小额银钱的,何况咱有的是地,现在什么最值钱,地,把地拿出来作收买,三分堂哪个执事不听咱的,哪个官府上的人不得先兑换我们上交的银票?他银票就是在街上烂掉,到咱们手里的就是实打实的金银。”

    陈天一向他娘看去,连忙问:“娘亲大人,那要我去做什么?”朱汶汶说:“去练兵。让益生给你找人来,你好好练兵,赶紧把家兵的队伍扩建起来,物价再一飞涨,到时青黄不接,天下乱民汹汹,实力大,土地多,就可以募民募兵,没有实力,就会成为人家大肆劫掠的对象。”

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