第一千零四十四章 大战前夕(1 / 2)

猛卒 高月 1630 字 2022-05-25

郭宋望着远处的天空缓缓道:“不知相国想过没有,其实大唐并不缺钱,大量的铜钱都沉淀在富人手中,藏在地窖里,锁在钱柜中,或者被普通百姓装在陶瓮中埋了起来,如果把这些钱都拿出来,投入市场,市场还缺铜钱吗?”

张谦逸低头沉思片刻道:“殿下的想法很好,这个问题微臣确实没有考虑到,不过究竟该怎么做呢?”

郭宋笑了笑问道:“相国有没有钱存在柜坊里?”

张谦逸点点头,“有个几千贯吧!存在宝济柜坊内。”

“柜坊能动你的钱吗?”郭宋又问道。

张谦逸笑道:“我在柜坊租了一个柜子,我的钱都锁在柜子里,它们怎么动?”

“问题就在这里,假如你把钱交给柜坊,柜坊每个月给你一钱的利息,条件是你的钱柜坊可以借用,等你取钱的时候,柜坊如数把钱和利息一起给你就是了,你干不干?”

“还有这种好事情?一般都是我每年交给柜坊几贯保管钱,如果肯给我利息,我当然干!”

张谦逸忽然反应过来了,“殿下的意思是说,柜坊给客人利息,然后用客人的钱去放贷,这样一来,钱就在市场上流动起来了,只要保证客人取钱时,有足够的钱给他就行了?”

郭宋微微笑道:“就是这个意思!”

“可柜坊愿意做吗?”

“其他柜坊愿不愿做没关系,只要宝元柜坊做就行了。”

宝元柜坊是官办柜坊,隶属于户部,张谦逸顿时有一种如痴如醉的感觉,这么简单的办法,自己居然没有想到?

目前各大柜坊的赚钱模式其实也是放贷,但放的是自己的钱,客人存的钱,它们只收保管费,尤其是大户,都有专门的房间,很多客人的钱沉淀了几十年都没有用过,实在是一种资源浪费。

所以郭宋就想把这些资源盘活了,也就解决了市场上铜钱不足的问题,以后随着经济发展,再逐步把金银投进市场。

郭宋又淡淡道:“我相信只要宝元柜坊这样干了,大部分人都会把钱转到宝元柜坊来,其他柜坊若不想关门大吉,也只能跟,这样,市场的铜钱就充裕起来了。”

“说到充裕,微臣还有个问题,如果市场上铜钱泛滥怎么办?会不会造成物价飞涨?”

“确实有这个可能,所以在放的时候,也要有收,要进行控制,还要注意地域分布,比如长安不缺铜钱,巴蜀缺钱,长安的钱可以运到巴蜀去放贷,我相信总有办法解决。“

张谦逸心中一阵羞愧,连忙躬身道:“这应该是户部来考虑的事情,却让殿下殚精竭虑,微臣惭愧!”

郭宋呵呵一笑,“我在大方向考虑好就行了,细节由你们来做,今天我说的事情,相国回去和属下好好商量一下,然后写一份详细的报告。”

“微臣会尽快拿出来。”

郭宋摇摇头,“不要急,这件事事关重大,要和柜坊进行充分沟通,再说我可能最近一两个月不在长安。”

“殿下要出去巡视?”

郭宋点点头,“我要拿下荆南,另外还要去江南巡视,估计要两个月时间,等我回来时,你再把报告拿出来就行了。”

“微臣明白了!”

..........

入夜,郭宋正坐在书房内盘玉看书,这时门开了,妻子薛涛端着参茶从外面进来,她见丈夫拿着一块羊脂玉往额头上抹油脂,便笑道:“夫君,你不是说抹脸上的油脂会堵塞玉孔,使玉变得暗淡吗?你自己怎么也抹?”

郭宋放下玉笑道:“抹一点其实也无妨,只要按时清洗就行了。”

薛涛放下茶盏,犹豫一下道:“夫君要去江南,可以带家眷吗?”

郭宋呵呵一笑,“当然可以,薇薇已经缠过我了,我答应带她一起去,娘子想去的话,也可以一起去。”

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